Habitat Privacy Policy

Effective Date: 7/6/2022

Hello. We are Habitat Financial Technologies, Inc. (known by humans as Habitat). Here's how we protect your data and respect your privacy.

Our role in your privacy

If you are a Habitat customer or subscriber, or just visiting our website, this policy applies to you.

Our responsibilities

If you are a registered Habitat customer or a visitor to our website we act as the "data controller" of personal data. This means we determine how and why your data are processed.

Your responsibilities
  • Read this Privacy Policy
  • If you are our customer, please also check your contracts - between us: they may contain further details on how we collect and process your data.
  • If you provide us with personal information about other people, or if others give us your information, we will only use that information for the specific reason for which it was provided to us. By submitting the information, you confirm that you have the right to authorise us to process it on your behalf in accordance with this Privacy Policy.

When and how we collect data

From the first moment you interact with Habitat, we are collecting data. Sometimes you provide us with data, sometimes data about you is collected automatically.

Here’s when and how we do this:

DATA YOU GIVE
DATA 
WE COLLECT
ACTION

You request a demo of Bearer

We call you

You use Bearer

You receive emails from us

You chat with us for customer support

You opt-in to marketing messages

DATA YOU GIVE
DATA WE COLLECT
ACTION

You browse any page of our website

You request a demo of Habitat

You use Habitat

You receive emails from us

You opt-in to marketing messages

Types of data we collect

Your name, email address, role in your company, etc.

Contact details

Your bank account number, routing number, Paypal Email, etc.

Financial information

The names and metadata of your deals, content, payees etc. as well as any analytic or royalty information that is provided to us by you.

Data you provide to us on Habitat

Your revenue sources & destinations, types of metadata. etc

Metadata from your actions

Your IP address, login information, browser type and version, time zone setting, browser plug-in types, geolocation information about where you might be, operating system and version, etc.

Data that identifies you

Your URL clickstreams (the path you take through our site), pages viewed, page response times, download errors, how long you stay on our pages, what you do on those pages, how often, and other actions.

Data on how you use Habitat
Read more

We don’t collect any "sensitive data" about you (like racial or ethnic origin, political opinions, religious/philosophical beliefs, trade union membership, genetic data, biometric data, health data, data about your sexual life or orientation, and offences or alleged offences).

What about really sensitive data?

Habitat is a business-to-business service directed to and intended for use only by those who are 18 years of age or over. We do not target Habitat at children, and we do not knowingly collect any personal data from any person under 18 years of age.

What about children’s data?

How and why we use your data

Data protection laws means that we can only use your data for certain reasons and where we have a legal basis to do so. Here are the reasons for which we process your data:

Keeping Habitat Running

Login and authentication, processing payments.

Improving Habitat

Testing features, interacting with feedback platforms and questionnaires, managing landing pages, heat mapping our site, traffic optimization and data analysis and research, including profiling and the use of machine learning and other techniques over your data and in some cases using third parties to do this.

Customer Support

Notifying you of any changes to our service, solving issues via phone or email including any bug fixing.

Marketing Purposes (With your Consent)

Sending you emails and messages about new features, products and services, and content.

Read more

Your privacy choices and rights

YOUR CHOICES

If you choose to do this, you can continue to use the website and browse its pages, but we will not be able to process transactions without personal data.

You can choose not to provide us with personal data

You can block cookies by activating a setting on your browser allowing you to refuse cookies. You can also delete cookies through your browser settings. If you turn off cookies, you can continue to use Habitat but certain services may not work effectively.

You can turn off cookies in your browser by changing its settings

We will inform you (before collecting your data) if we intend to use your data for marketing and if third parties are involved. You can opt out from marketing by emailing us at support@habitat.financial.

You can ask us not to use your data for marketing
Your Rights

You can exercise your rights by sending us an email at support@habitat.financial.

This includes the right to ask us supplementary information about:

  • The categories of data we‚Äôre processing
  • The purposes of data processing
  • The categories of third parties to whom the data may be disclosed
  • How long the data will be stored (or the criteria used to determine that period)
  • Your other rights regarding our use of your data

We will provide you with the information within one month of your request, unless doing so would adversely affect the rights and freedoms of other (e.g. another person’s confidentiality or intellectual property rights). We’ll tell you if we can’t meet your request for that reason.

You have the right to access information we hold about you

You can object to us using your data for profiling you or making automated decisions about you. We may use your data to determine whether we should let you know information that might be relevant to you (for example, tailoring emails to you based on your behavior). Otherwise, the only circumstances in which we will do this is to provide the Habitat service to you.

You have the right to make us correct any inaccurate personal data about you

We will give you a copy of your data in CSV or JSON so that you can provide it to another service. If you ask us and it is technically possible, we will directly transfer the data to the other service for you. We will not do so to the extent that this involves disclosing data about any other individual.

You have the right to port your data to another service

You can do this by asking us to erase any personal data we hold about you, if it is no longer necessary for us to hold the data for purposes of your use of Habitat.

You have the right to be "forgotten" by us

How secure is the data we collect?

We have physical, electronic, and managerial procedures to safeguard and secure the information we collect.

And please remember:

  • You provide personal data at your own risk: unfortunately, no data transmission is guaranteed to be 100% secure
  • You are responsible of your username and password: keep them secret and safe!
  • If you believe your privacy has been breached, please contact us immediately on support@habitat.financial

Where do we store the data?

The personal data we collect is primarily stored in our Render servers in the United States. We are a remote company, we process data in the countries we live in (including, but not limited to the United States) and in any data processing facilities operated by the third parties identified below.

By submitting your personal data, you agree to this transfer, storing or processing by us.

How long do we store your data?

We will archive and stop actively using any personal identifiable information about you within two years from the last time you used Habitat. We will delete your personal data from our archives no later than 10 years from the last time you used Habitat or as agreed with you in a separate contract.

Third parties who process your data

Tech businesses often use third parties to help them host their application, communicate with customers, power their emails etc. We partner with third parties who we believe are the best in their field at what they do.

When we do this, sometimes it is necessary for us to share your data with them in order to get these services to work well. Your data is shared only when strictly necessary and according to the safeguards and good practices detailed in this Privacy Policy.

Read more

Here are the details of our main third-party service providers, and what data they collect or we share with them, where they store the data and why they need it:

Infrastructure
Amazon Web Services, Inc
Privacy Policy
Data collected or shared
  • Contact details
  • Metadata from your source code
  • Data that identifies you
Purpose

This is a web hosting provider: we use it to store data you generate by using the service securely in the cloud.

Place of processing

EU (Ireland)

SERVICE PROVIDER
Data collected or shared
Purpose
Place of processing

Render Services, Inc

Privacy Policy
  • Contact details
  • Data provided to us by you
  • Data that identifies you

This is a web hosting provider: we use it to store data you generate by using the service securely in the cloud.

US

Amazon Web Services, Inc.

Privacy Policy
  • Contact details
  • Data provided to us by you
  • Data that identifies you

This is a web hosting provider: we use it to store data you generate by using the service securely in the cloud.

US

WorkOS, Inc.
Privacy Policy
Data collected or shared
  • Data that identifies you
Purpose

This enables users to authenticate via Single Sign-On.

Place of processing

US

Communications
Intercom, Inc.
Privacy Policy
Data collected or shared
  • Contact details
  • How you use Bearer
  • Cookies
Purpose

We use this service for customer communications, user interaction and helpdesk assistance.

Place of processing

US

Outreach, Inc.
Privacy Policy
Data collected or shared
  • Contact details
  • How you use Bearer
Purpose

We use this service for customer communications.

Place of processing

US

Salesforce, Inc.
Privacy Policy
Data collected or shared
  • Contact details
  • How you use Bearer
Purpose

We use this service for customer communications, user interaction and helpdesk assistance.

Place of processing

US

Twilio, Inc.
Privacy Policy
Data collected or shared
  • Contact details
  • How you use Bearer
Purpose

We use this service for sending, storing and tracking emails.

Place of processing

US

SERVICE PROVIDER
Data collected or shared
Purpose
Place of processing

Calendly LLC

Privacy Policy
  • Contact details

We use this service to set up calls and meetings with customers.

US

  • Contact details

This helps us collect email addresses for our mailing list.

US

Microsoft Clarity

Privacy Policy
  • How you use Habitat
  • Cookies

This is a web analytics service: we use it to track your use of the service and prepare reports on user activity.

US

Google Analytics

Privacy Policy
  • How you use Habitat
  • Cookies
  • Data that identifies you

GoogleAnalytics is a web analytics service: we use it to track your use of the service, and prepare reports on user activity.

US

Twilio, Inc.

Privacy Policy
  • Contact details
  • How you use Habitat

We use this service for sending, storing and tracking emails and text messages.

US

Webflow, Inc.

Privacy Policy
  • Contact details

We use this service to build our website.

US

Payments
Stripe, Inc.
Privacy Policy
Data collected or shared
  • Contact details
  • Financial information
Purpose

This service processes payments for us.

Place of processing

EU & US

SERVICE PROVIDER
Data collected or shared
Purpose
Place of processing

Wise US, Inc.

Privacy Policy
  • Contact details
  • Financial information

This service processes bank payments for us.

EEA & US

PayPal, inc.

Privacy Policy
  • Contact details
  • Financial information

This service processes paypal payments for us.

EEA & US

Cookies

We use cookies. Unless you adjust your browser settings to refuse cookies, we (and these third parties) will issue cookies when you interact with Juro. These may be ‚Äėsession‚Äô cookies, meaning they delete themselves when you leave Juro, or ‚Äėpersistent‚Äô cookies which do not delete themselves and help us recognize you when you return so we can provide a tailored service.

How can I block cookies?

You can block cookies by activating a setting on your browser allowing you to refuse the setting of cookies. You can also delete cookies through your browser settings. If you use your browser settings to disable, reject, or block cookies (including essential cookies), certain parts of our website will not function fully. In some cases, our website may not be accessible at all. Please note that where third parties use cookies we have no control over how those third parties use those cookies

Read more
Which specific cookies do we use?
Intercom, Inc.
KEY COOKIES

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intercom-id-[TOCOMPLETE]

Purpose

Intercom uses cookies to recognise particular people who have interacted with Intercom through Bearer previously. This may be visitors to our website, Bearer users or counterparties.
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You may refuse the transmission of your Information by opting out (contact them directly for more information), however, please note that you will delete the opt-out cookie when you delete your cookies in your browser settings.

SERVICE PROVIDER
Purpose

GoogleAnayltics

NID
_ga
_gid
_gat

Google Analytics uses cookies allows us to see information on the activities of visitors to our website and users of our service, including page views, source and time spent on Juro. The information is depersonalized and is displayed as numbers, meaning it cannot be tracked back to individuals. This will help to protect your privacy.
To opt out of being tracked by Google Analytics across all websites click here.

Disclosure of Data

We may disclose personal information that we collect, or you provide:

Disclosure for Law Enforcement.  Under certain circumstances, we may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities.

Business Transaction. If we or our subsidiaries are involved in a merger, acquisition or asset sale, your Personal Data may be transferred.       

We may disclose your information also:
To fulfill the purpose for which you provide it or if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others

Making this policy great

This privacy notice was built base on an open-source design from Juro adapted to Webflow by Bearer. Get these patterns free: privacy policy template and Webflow template.

‚ÄćPlease don‚Äôt make this the last time you read it as we will post any changes on this page - significant changes will of course be notified to you by email.